Side-by-side comparison
Loan Comparison Calculator
Compare two loan offers on monthly EMI, total interest, fees, total cost and duration. The comparison shows calculations only — it does not recommend either option.
Loan Option A
—
Monthly EMI
—
Loan Option B
—
Monthly EMI
—
Calculated for both options
Side-by-Side Comparison
| Measure | Option A | Option B | Difference |
|---|
Total cost = principal + total interest + processing fee (+ GST if selected). The effective annual rate treats the fee as reducing the amount you receive; it is an approximation for comparing offers. Other charges (legal, valuation, insurance, stamp duty, prepayment charges) are not included.
Total Cost Structure
Principal, interest and fees as a share of each option's total cost.
Monthly EMI difference
—
Total cost difference
—
Repayment timeline
Payoff Timeline
Interest as % of principal
Option A vs Option B —
Trade-offs
What Each Option Offers
A neutral summary of where each option is lower or shorter on these inputs. Which matters more depends on your budget, goals and the lender's full terms.
Option A
Option B
CalcWise provides calculations and general educational information, not personalised financial advice.
Share This Comparison
Copies a link containing both options' inputs (loan amounts, rates, tenures and fees).